The idea that accidents are things that just ‘happen’ is substantially discredited today. According to recent reports in archaically named national newspaper The Telegraph, 90 per cent of so-called accidents are actually the result of “bad driving”.

Ask yourself the inevitable follow-up question: who is doing all this bad driving, and the answer couldn’t be more obvious: bad drivers. If bad drivers didn’t exist, insurance premiums could be massively reduced. Or, better still, premiums could be left where they are – and insurance companies could actually make some money for a change.

Happily there is a solution. The solution is to eliminate bad drivers by pressing ahead full steam with plans to have cars drive themselves. This according to analists KMPG will halve the number of accidents on Britain’s roads within the next five years.

By 2020, KMPG believes, we will already have partially self-driving cars that are able to override the bad driving attempted by their human occupants – and potentially to do things like parking and driving on motorways all by themselves – thereby depriving bad drivers of the chance to b*ll*cks anything up.

Better still, these partially self-driving cars will have the ability to “communicate with each other in order to avoid collision” and presumably to compare notes about the uselessness of the human pilots up with whom they will still be obliged to put until some time around 2030.

It is absolutely essential at this time that motor insurers work together to ensure that shareholders – not bad drivers – reap the accident-prevention benefits of emerging driver-eliminating technology.

With perhaps as little as 15 years before the nightmare ‘zero-accident’ scenario rears its ugly head, this industry has a moral obligation to make hay while the sun still shines.


The future of driverless tech, according to KMPG


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