There was a time, presumably, when everyone loved motor insurance. That time, alas, now seems like a distant memory – or even, perhaps, like a distant thing that nobody can quite remember – as the British public’s mysterious disenchantment with the joys of pre-paid motoring peace of mind continues apace.

More and more of us simply can’t be doing with it these days. For many of those struggling to get by in austerity Britain, the legal requirement for motor insurance has simply come to seem like an unaffordable luxury. Cheaper just to take a chance and pay the fine, if it comes to it. What’s £300 and a few points on the licence (assuming you have one), compared with the ££££s you’d pay for insurance?!

Pet-foods-to-driving-instruction conglomerate IAMs this week revealed that almost a quarter of a million Brits currently have points on their licence for driving without insurance. How do they know this? They done an FOI request, innit. This also revealed – settling a longstanding argument – that men are more naughty than women, being four times as likely to drive uninsured (albeit, obviously, more competently, if less safely, and probably a bit faster).

“These findings are shocking,” says IAMs chief executive Simon Beast, and Bankstone News expects he is probably right.



    What our clients say about us

    Jo was friendly while still professional. She answered any questions and was patient and happy to help. Next steps and cover confirmation could have been a bit clearer. I've had calls from credit hire that I was expecting for replacement bike but they were pushing to do repairs. I was told this would be done by an approved repair. I called just after 9am to notify a claim and was told I would receive a call back within 10 to 15mins. I had to call back an hour later as no one had called back. The lady who answered, Jo, did deal with things straight away and was very helpful
    Mrs. L - North Shields